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Posts Tagged ‘scores’

Where can I go to get my three credit scores without getting the free reports with “hidden monthly charges”?

09 Jun

I have been checking online and have not been having much luck. I don’t mind spending money, I just want something that does not charge monthly like most of the free reports do. I need all three different FICO scores from each reporting agency. I also don’t need that identity theft protection that most sites offer or slide in through the fine print. Does anyone know of a site and have experience using it?

 

Why 3 credit bureau scores different?

09 Jun

I subscribed to 2 different credit monitoring services by accident and I am glad I did that. I ordered my credit report from 3 credit bureau (experian, equifax, transunion) and surprisingly each credit monitoring service give me different credit scores. Since they get that information from the same 3 credit bureau howcome I got different scores?

 
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my 3 credit scores are 570,634,626 what is my score that banks go by when applying for a loan?

07 Jun

Do banks look at the lowest score or do they get an average of all 3 scores.

 
10 Comments

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Which website gives you free credit scores, No strings attached.?

06 Jun

I need one that’s really free

 

Credit Scores For Free. please help me?

05 Jun

ok so i am trying to find out my credit score but all these places claim its “free” but theres always a catch or you have to use a credit card or debit card to pay for one. anyone know of a true legit free credit report? also how do the scores go about? the score numbers i dont understand, what is a good score?the highest the lowest the average. thanks

 

Why do I have 3 different credit scores from the credit reporting agencies?

05 Jun

I am currently monitoring my credit report from the 3 credit bureaus. I filed bankruptcy almost 2 years ago and I currently have no balances on any of the 4 credit cards I have and have never been late on a payment to them. I monitor my credit report with Experian and I now have a 620 credit score. With experian I have seen a steady increase in my credit score since I filed my bankruptcy. With the other two agencies, I haven’t seen much of a change. Experian is at 550 and Transunion is at 505. I have checked my report with all 3 bureaus and they all have the same information. Can anyone tell me why there is such a difference in the three credit scores? As of right now, I have $100 balances. I pay all my bills on time and from everything I’ve read, a discharged bankruptcy from 2 years ago should have my credit back to about the 650 -670 range. Am I missing something?

 
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Is there a reliable website that will give me one of my credit scores for free?

05 Jun
 

You get a credit score from Transunion, Experian Equifax, out of the 3 scores how do you define your score?

04 Jun

out of the 3 credit scores which one is your actual score?

 
2 Comments

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how can i get my credit scores free no hidden fees or anything absolutely Free??!!?

04 Jun
 

What is the best and lowest priced service for monitoring all 3 credit scores?

02 Jun

I am looking for some recommendations for the best and lowest priced service for monitoring all 3 credit scores. I was recommended a good website at truecredit.com but it costs almost $15 per month. Does anyone know of any other good sites that are a little cheaper and do the same job??? Thanks

 
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Why do we only get one free credit report in a year? Why is it that credit scores go down when you check it?

02 Jun

I dont understand why we cant be entitled (through the gov) to view our credit reports/scores MORE than once a year. And why any inquiry about it can cause it to go down? It all sounds very unfair.

 

Where can I get free credit scores?

01 Jun

I want to see my score online. Is there any website offer that free? Also will it count as an inquire on my report

 

Why are my 3 credit scores so different?

01 Jun

I just bought my 3 credit scores. I’ve always paid my credit card bills and student loans in full and on time, no delinquent accounts, etc. My scores are good, but I was surprised by how different they were. TransUnion was highest, Equinox was lowest. There was a difference of over 60 points between them, with Experian somewhere in the middle. Why is this? Does one credit score carry more weight (i.e. if I shop for a loan will my rate be lower/higher)? Thanks.

 
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How can I check all 3 of my credit scores for free without having to sign up for anything?

31 May
 

What’s the best way to obtain a free credit scores. I would like to get a detailed list so if need be?

30 May

I can call the creditors to dispute or inquire on. Thanks!